Equipment, Systems and Structure Financing Solutions

U.S. Global Resources and finance/capital investment companies join
together to offer leasing on many of our products. Leasing has become
the choice of many, particularly in these days of low interest rates
and desire to expense capital investments.

Leasing is available only to clients in U.S. and Canada at this time.
For international clients, those with exemplary financial statements
can possibly qualify under payment terms based upon various irrevocable confirmed
letters of credit.


Why Choose Pinnacle Capital?
It’s what you need to be effective in today’s business world. Pinnacle
Capital has one focus: to provide you with equipment finance terms that
work for you.

Application Only up to $100,000
Avoid the hassle of bank loans and lots
of time consuming paperwork. Our application process is simple and convenient.
Take a few minutes
to fill out our application and you can get back to doing what’s important:
running your business.

Avoid Large Down Payments

Why deplete one of your most valuable resources?
With a Pinnacle Capital Loan or Lease, only a minimal down payment is
needed. Only 1 to 2 payments
in advance gets it done … compared to 10%, 20% or even 30% a bank
may require.

Loan or Lease? Take your pick
By offering both loans and leases, you have the power to decide what
works best for your business. You may want to discuss with your accountant,
which will best benefit your business.

Increase Cash Flow & Maximize Profits
Overall, a Pinnacle Capital Loan or Lease allows you to maximize cash
flow and profits by paying for equipment over time. That means you
can earn profits while making payments. Sounds good, doesn’t it?

Payments Plans that Recognize the Unique Cycles of

At Pinnacle Capital, we are committed to working with
you to find a payment plan that will suit you and your business.

Here are a few examples of our most popular plans:

90 Day Deferral
Simply make the first payment in advance and follow with no payments
for the next 90 days.

Only $100 down and $100 a month for six months. It doesn’t get any
easier than

Seasonal Payments
I lave a slow period during the year? This program allows you to pick
three consecutive months each year and make no payments.

Terms up to 10 years available
We let you decide what term works best for you.

Operating Lease, Capital Lease, or Equipment Finance Agreement?

Operating Lease

An Operating Lease will give you a lower payment and offer the ability
to capitalize on the available tax advantages. The "Pre-Tax" payments
made are accounted for on the income/expense sheet as a rental payment
with a term end purchase option set at a Fair Market Value (normally
a 10% residual).

Capital Lease/Equipment Finance Agreement

The Capital Lease and the Equipment Finance Agreement is a Conditional
Sales Contract and "After-Tax" payments are accounted for as
a liability on the balance sheet. Tax savings versus depreciation
need to be considered. Speak with your accountant to see which method
best suits your needs. We can provide
additional detailed information upon your request.

Pricing and Terms

Pricing for lease financing can be very competitive used in conjunction
with the available types of lease programs. Standard
terms for most programs and equipment types, range from 12 to 60
months. Standard programs require only a first and last payment to
start the
lease transaction.

How to get started

Simply fill out the application on this brochure for up to $100,000
and return it to our office (fax or mail). Upon approval, a payment
schedule and available program options can be addressed and discussed.
At this time we can notify
your vendor
of approval,
have an invoice issued to us for 100% of equipment cost if
needed, and prepare a document package for your review and signature.
Equipment is then shipped and upon receipt, payment is made to the vendor.

Line of Credit

If you are just shopping for equipment to purchase, a Line
of Credit letter or a Purchase Order can be issued to
let your vendor
you have the funds available for a future purchase.
At Pinnacle Capital, we take pride in helping your business
thrive. Let us know how we can help you with your business equipment

Payment Option Examples:

  • Delayed Payments: up to 90 days before lease term starts
  • Seasonal
    Skips: help cover seasonal cash flow restrictions
  • Step up/down payments:
    adjust payments as income and term matures

Full Service Equipment Financing

Pinnacle Capital, LLC is a full service equipment financing company
serving all 50 states. What does full service mean? Full service means
just that: from credit processing and funding to billing and collecting,
Pinnacle Capital puts over 100 years of combined financing experience
to work for you.

Pinnacle offers:

  • Competitive Pricing
  • Quick Approvals
  • Flexible Payment Plans
  • Exceptional Customer Service

At Pinnacle Capital, our customers know they are more than just a number, they’re our number one priority.

Lease-Option Availability

Lease/Options are popular for the systems or equipment. USGR can assist in helping to arrange lease financing. Miniums generally $3,000. Leases up to $200,000 available and over in special cases.

Equipment Types financed by Leasing Companies

  1. Soil Handling
  2. Incinerators
  3. Conveyors
  4. Sprayers
  5. Soil Sterilizers.
  6. Fans
  7. Heaters/Boilers
  8. Pressure Washers
  9. Portable Cooling
  10. Greenhouse/nursery/agriculture systems of all types
  11. Greenhouse/nursery lights
  12. Bagging
  13. Seeders
  14. Water booms

And more – ask us !